How can you catch up on your retirement savings?

As the cost of living continues to rise, many retirees are discovering that their savings may not last as long as they expected. It can be disheartening to look back and see missed contributions, especially if you had to prioritize family or other expenses during your working years. Now that I’m retired, I’m thinking about how to fill those gaps and make my savings work harder for me.

I’ve considered taking on part-time work or consulting to increase my income, but I’m also looking into ways to optimize my current investments. I often hear about people recalibrating their portfolios, but I’m curious about how many are actually doing this. What strategies or resources have you found helpful for catching up on retirement savings? Any tips for making the most of my remaining years would be greatly appreciated!

Rebalancing portfolios sounds great in theory, but I’ve seen a lot of folks who struggle with it in practice. I tried moving some funds around last year, and it was stressful! Part-time work really helped me more than any investment adjustment, though. Have you looked into what kind of consulting jobs are out there?